I am a financial inclusion consultant based in Antwerp, Belgium with over a decade of professional experience in Europe, Africa and Asia as a manager for International Organizations, multinational cooperation’s, government institutions and social non-governmental organizations. I hold an Advanced Master’s Degree in Global Management, a Master’s Degree in Political Communications, and a Bachelor’s Degree in International Affairs. I speak fluent French, English and Dutch. My previous positions in the public and private sector and diverse degrees have been instrumental in shaping my career and lead me to microfinance. Through microfinance I help those who have more ideas than money and give the bottom tier of a society a chance to build or develop their small-scale business. My goal is to reduce poverty by promoting responsible pro poor financial inclusion facilities through my consultancy.

I have extensive expertise in microfinance field analyses, setting up and developing microfinance agencies. In Antwerp, Belgium, I launched microStart (supported by BNP Paribas, ADIE and European Commission); a micro lending and lease agency for mostly migrants that have the drive to build a business in the Flemish region.  I brought the term “microcredit” to the city of Antwerp and developed a broad network of structural partners. (NGO's, government agencies, private businesses, communities, political parties, etc.) I established a strong customer base of starters, entrepreneurs, unemployed, welfare recipients, and inactive citizens through working with partners, communities, prospecting, networking events, campaigns on and offline. I set up a team of active volunteers to coach uneducated small business owners and lead the day-to-day operations of managing the staffed credit advisors. Under my management microStart Antwerp became the leading microfinance branch in Belgium. In Gisenyi, Rwanda, I analyzed at the request of L’Union Théicole de la Crete Congo Nil, whether their tea union could provide micro savings and lending facilities to its cooperative members. While in Rwanda, I trained the Pfunda SACCO (Savings and Credit Cooperative) staff in pro-poor credit request analyses.  On behalf of CPF Ineza, a microfinance and saving cooperative in Gitarama, Rwanda I drafted a strategic business plan for the next five years including commercial, product development, financial, HR, and marketing plans. In Morocco, I lead business-coaching sessions for small female owned business. 

My financial inclusion services reflect my wide range of experience in strategic planning for microfinance agencies in order to grow strong customer bases while providing client protection. Building far-reaching professional networks with private companies, international organizations, local non-governmental agencies and government entities within the region of the microfinance agency. Providing microfinance social media consultancy to increase country wide or regional wide presence. Coaching microfinance staff in analyzing credit requests and coaching managers in microfinance office management. Next to financial inclusion services, I offer small business management courses to uneducated and impoverished credit customers and assist in product development that fits the microfinance customer’s needs. 

Watch me live discussing financial inclusion in a TV interview (ATV) by clicking on this link: http://atv.be/programmas/antwerpen-at-work-antwerpenwork-zondag-11-januari-2015-8447

Listen to me live on the radio (Radio Centraal) by clicking this link: http://redactie.radiocentraal.be/Home/2014/11/29/microfinanciering-in-antwerpen-kent-vliegende-start/

or Read about me in the newspaper by clicking on the below links

http://ec.europa.eu/avservices/photo/photoByReportage.cfm?sitelang=&ref=031195

http://www.belgamediasupport.be/pressrelease/detail.do?pressId=43781&type=thisweek&searchKey=eb50dbfb-6feb-11e4-8ad3-197280740335&languageId=all&pageIndex=1

http://www.hln.be/regio/nieuws-uit-antwerpen/microstart-onder-stoom-a2137092/

http://www.hln.be/regio/nieuws-uit-antwerpen/microkredieten-meteen-succes-a2125201/

https://newsroom.bnpparibasfortis.com/nl/library/press_release/microstart-opent-tweede-vlaamse-agentschap-in-antwerpen

http://www.madeinmechelen.be/nieuws/microstart-vanaf-januari-ook-actief-in-mechelen/

http://www.madeinantwerpen.be/nieuws/microstart-opent-vestiging-in-antwerpen/

http://www.bnpparibas.be/en/2014/11/22/microstart-inaugurates-new-branches-antwerp-charleroi/

http://www.exchangevzw.be/en/story/goed-dat-ik-jong-ben/

http://microstart.be/nl/over-ons

http://www.ondernemeninantwerpen.be/nieuws/al-65-microkredieten-voor-antwerpse-ondernemers

http://microstart.prezly.com/microstart-antwerpen-viert-de-vijfde-editie-van-de-week-van-het-microkrediet

http://www.stampmedia.be/2015/05/microstart-toont-betrokkenheid-met-benefietlunch-voor-nepal/

http://impulskrediet.be/week-van-het-microkrediet-veslag/

http://cpb.bnpparibasfortis.be/Grote-Ondernemingen/News-Multimedia/News/page.aspx/70?&la=nl&xd_itemId=7659

http://apen.be/microStart-antwerpen-microkrediet

http://www.pressreader.com/belgium/gazet-van-antwerpen-metropool-stad/20160315/281629599379551

Full Detailed CV available on Linkedin: https://www.linkedin.com/in/francinecarron